Water

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• Retail Investor

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• Professional Investor

  A high net worth individual is a person to which at least one of the following
  applies:

  1. I had, throughout the financial year immediately preceding the date below, an
     annual income to the value of £100,000 or more. (Annual income for these
     purposes does not include money withdrawn from my pension savings (except where
     the withdrawals are used directly for income in retirement)).
  2. I held, throughout the financial year immediately preceding the date below, net
     assets to the value of £250,000 or more. Net assets for these purposes do not
     include –
     • the property which is my primary residence or any money raised through a
       loan secured on that property; or
     • any rights of mine under a qualifying contract of insurance within the
       meaning of the Financial Services and Markets Act 2000 (regulated
       Activities) Order 2001; or
     • any benefits (in the form of pensions or otherwise) which are payable on
       the termination of my service or on my death or retirement and to which
       I am (or my dependants are), or may be, entitled;
  ?